Welcome to NCGC
Empowering Growth. Unlocking Opportunities.
At the National Credit Guarantee Company (NCGC), we bridge the gap between ambition and access by empowering Micro, Small, and Medium Enterprises (MSMEs), manufacturers, consumers, and large-scale businesses with the guarantees they need to secure funding and scale confidently.
This initiative, first announced by President Ahmed Bola Tinubu in his New year message, aims to revolutionise credit access for both individuals and small business across the nation.
As the backbone of the non-oil economy, MSMEs are key drivers of Nigeria’s growth
NCGC Limited was created following a Presidential mandate in August 2024 to tackle the persistent financial constraints that small businesses and underserved consumers face.
Our mission is simple: unlock financing, create jobs, and promote inclusive economic growth.
Our Services
Partial Credit Guarantees
Helping businesses secure loans by sharing credit risk with financial institutions.
Partial Credit Co-Guarantees
Partnering with other institutions to jointly guarantee loans and widen access to funding.
Technical Assistance
Providing advisory, capacity building, and financial literacy programs for MSMEs and consumers.
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