Securing Her Business, Funding Her Growth.
Building stronger businesses. Creating lasting impact. Driving inclusive economic growth.
Empowering women entrepreneurs with the confidence to grow, scale, and succeed.
Why GuaranteeHer?
Through credit guarantees and strategic financial support, GuaranteeHer helps women-led businesses unlock access to finance, strengthen resilience, and seize new opportunities for growth.
Features
Tenor
Up to 5 years, aligned with the underlying
loan tenor.
Guarantee Coverage
Up to 70% of eligible loan exposure
Obligor Limit
Up to ₦50 million per eligible borrower.
FAQs
What is GuaranteeHer?
GuaranteeHer is NCGC’s gender-responsive credit guarantee framework that helps financial institutions increase lending to women-owned and women-led MSMEs by sharing credit risk.
Is GuaranteeHer a loan?
No. GuaranteeHer is not a loan. It is a credit guarantee that supports loans provided by Participating Financial Institutions (PFIs).
Why was GuaranteeHer created?
To address the financing gap faced by women entrepreneurs by reducing collateral barriers and encouraging greater lending to women-owned businesses.
How is GuaranteeHer different?
GuaranteeHer enhances existing women-focused lending programmes by providing higher guarantee coverage, catalytic funding, technical assistance, and impact measurement.
What are the programme targets?
Over five years, GuaranteeHer aims to mobilise over ₦100 billion in financing for 20,000+ women-owned MSMEs, support 150,000 jobs, and expand financial inclusion.
How much financing is available?
Up to ₦50 million per facility, subject to the PFI’s credit assessment and NCGC approval where applicable.
Who is eligible?
Women-owned or women-led MSMEs that meet NCGC’s eligibility criteria and apply through a Participating Financial Institution.
Which sectors are covered?
Priority sectors include agriculture, manufacturing, renewable energy, technology, solid minerals, textiles, exports, and other women-led enterprises.
What types of loans are covered?
Working capital, asset finance, trade finance, and business expansion loans with tenors of up to five years.
How does it help with collateral?
NCGC guarantees up to 70% of the loan, enabling PFIs to reduce collateral requirements while maintaining prudent lending standards.
What additional benefits are available?
Eligible businesses may access technical assistance, business development support, financial literacy, mentorship, and market linkages.
